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Types of Workers’ Compensation Benefits

Medical

Workers’ compensation covers all medical costs for injured workers and will pay cash benefits for lost work time. Medical only cases are very common in workers’ compensation, but they only represent a small share of overall payments. According to the National Council on Compensation Insurance, medical-only cases account for 75 percent of worker’s compensation cases, but only seven percent of all payments.

Temporary

Temporary total disability benefits are received when a work-related injury temporarily prevents a worker from returning to any type of job. Most workers who get temporary benefits fully recover and return to work, at which time the benefits end. Temporary disability benefits are the most common type of cash benefit. Your workers’ compensation lawyer near Santa Ana will help you through the entire process.

Permanent

If an injured worker has permanent impairments that have been diagnosed by a medical professional, permanent disability benefits may be paid. These benefits are paid to workers who are unable to work because of a work-related injury or illness. There are also permanent partial disability benefits that are paid to workers who have permanent physical impairments but are not completely unable to work.

Fatalities

Unfortunately, fatal injuries have happened at work and there are benefits in place for this. Workers’ compensation programs pay death benefits when a work-related illness or injury is fatal. The benefits typically include money for the funeral and then cash for the worker’s family or dependents.

If you or someone you know was injured at work and deserves benefits, invest in a workers’ compensation lawyer near Santa Ana to ensure that all documents are filled out correctly.

Source: National Council on Compensation Insurance

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